Add your rent to your credit score

RentTrack can report the rent payments you make to Scotia to all three credit bureaus - which means you get credit automatically each month, just for paying rent.

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The easy way to report your rent to all three major credit bureaus

custom-property-report-all-three-1.svg Free score updates

Keep track of your progress with monthly updates on your credit score.

custom-property-report-all-three-2.svg You're in control

There are no setup fees, and you can cancel or stop reporting any time.

custom-property-report-all-three-3.svg Build credit history fast

Report past payments on your current lease as far back as 24 months for a one-time fee.

We've seen scores increase 29+ points in two months and 132+ points in 2 years.


How RentTrack works for Scotia:


Share lease

Find your lease. Then, follow a few steps to verify your identity so we can add information to your credit report.


Sign up

Sign up for a monthly subscription.


Get credit

Every month when you pay Scotia, we'll report it to all three bureaus.


per person per month

Strengthen your credit history with backreporting


Choose Lookback to report past rent payments

Subscribers can pay a one-time fee to report up to two years of previous rent payments at their current property.


Protect yourself from the effects of a data breach

One in four people experiences identify theft. Don't leave things to chance in the current climate - stay on top of changes that affect your credit, instantly.


Detect key changes with 24/7 instant alerts.

This is your data, and we keep you in control of it. We're doing more than catching identity theft; we'll let you know if your credit card balances change, or if a late payment is reported.

New Credit Inquiries

New Accounts

New Public Records

Score Improvement


Late Payments


New Addresses

Credit protection is included in your monthly subscription.

Stronger credit means a brighter financial future

With a better credit score, you can:


Save thousands of dollars on lower interest rates

Get approved for a car loan or credit card with the best terms

Feel confident about your financial future

Get credit for your rent payment now

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