Build credit by paying rent — any way you want to pay

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Pay any landlord online

Month after month, you pay rent—but even though it’s your biggest monthly expense, it hasn’t impacted your credit score. Until now.

RentTrack gives you a way to build credit, with the payments you’re already making.

Best of all, you can pay any landlord—whether they sign up with us or not.


1. Pay your rent online using credit or ACH


2. RentTrack pays your Landlord directly or via check


29 Points

3. You build credit, reporting to all three credit bureaus

A smarter way to build credit


By reporting your payments the right way, to ALL three of the major bureaus determining your creditworthiness, we’ve seen scores increase 29+ points.

Your landlord doesn’t have to signup—we’ll work with you either way

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Without your landlord

Rent payment is withdrawn

Check mailed securely via 1st class USPS delivery

Landlord receives your rent check

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To make sure your check arrives on time, we need 8 business days to print and mail the check.


eCheck / ACH



Credit Card

Do I pay a subscription fee?

No - we do not charge a monthly subscription fee. If you don't make a payment one month, you will not be charged.

What is the technology fee for?

We use the fee to cover payment processing, rent verification, compliance for the highest level of security, constant improvements to our product, and amazing customer service.

You can change how you pay, or cancel, at anytime.

With your landlord

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Your Information

RentTrack will validate your identity by checking your driver's license and ask you a few verification questions.

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Landlord Information

When you enter your rental address, we'll let you know if your landlord is already signed up.

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Build Credit

All you do is pay your rent on time using RentTrack each month, and building credit as you do.

checkmark-white.png Reduced Rates
checkmark-white.png Next Day Funding
checkmark-white.png Direct Deposit

Is my landlord onboard already?

We'll let you know if your landlord is onboard when you sign up. You'll have a chance to review pricing, and payment delivery times, before you send your first payment.

Get Started

if not, you can still sign up...

Rental payment information is more important than ever

Good credit opens doors—but bad credit closes them. This means the more credit history you have, the better. Rental payment information is one of the easiest ways to show your creditworthiness over time. Less than 1% of credit files contain rental entries, but more and more lenders are looking for data to decide your strength when buying a car, applying for a loan, a mortgage, insurance, or even your next job.

Frequently Asked Questions

Will my rent show up on my credit report?

Your payments will be reported to all 3 credit bureaus--TransUnion, Equifax and Experian. RentTrack reports your rental... Read morearrow-right-blue.png

How do I know my rent payment is set up?

Prior to setting up a one time payment, your status will read 'No Rent Payment Scheduled' and your dashboard will look like this... Read morearrow-right-blue.png

Why do I have to verify my identity?

In order to protect the private information in your credit file, we need to verify that you are the person represented by the file by asking... Read morearrow-right-blue.png

How to sign up for RentTrack without involving a landlord

RentTrack is happy to now offer a service for residents that does not require any prior approval from your landlord... Read morearrow-right-blue.png

Build credit as you pay rent online®

Already enrolled? Sign In


No commitment, cancel any time.

With no contract, you're in complete control. You can even sign up right now without your landlord getting involved. If your landlord's signed up, we'll send them a direct deposit. If they're not, we'll mail them your rent check.

Secure Practices

We use state-of-the-art cryptographic algorithms during data transmission.

EI3PA Compliant

Certified in Experian’s compliance requirement to protect consumer’s credit data.