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Use your rent to build credit

RentTrack can report the rent payments you make to Ginkgo Residential to all three credit bureaus - which means you get credit automatically each month, just for paying rent.

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The easy way to report your rent to all three major credit bureaus

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Keep track of your progress with monthly updates on your credit score.

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There are no setup fees, and you can cancel or stop reporting any time.

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Report past payments on your current lease as far back as 24 months for a one-time fee.


On average, scores increase 51 points over the duration of an average lease.

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How RentTrack works for Ginkgo Residential:

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Share lease

Find your lease. Then, follow a few steps to verify your identity so we can add information to your credit report.

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Sign up

Sign up for a monthly subscription.

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Get credit

Every month when you pay Ginkgo Residential, we'll report it to all three bureaus.

$4.95

per person per month


Strengthen your credit history

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Choose Lookback to report past rent payments

Subscribers can pay a one-time fee to report up to two years of previous rent payments at their current property.

On average, scores increase 132 points with Lookback!


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Protect yourself from the effects of a data breach

One in four people experiences identify theft. Don't leave things to chance in the current climate - stay on top of changes that affect your credit, instantly.

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Detect key changes with 24/7 instant alerts.

This is your data, and we keep you in control of it. We're doing more than catching identity theft; we'll let you know if your credit card balances change, or if a late payment is reported.

New Credit Inquiries

New Accounts

New Public Records

Score Improvement

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Late Payments

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New Addresses

Credit protection is included in your monthly subscription.


Stronger credit means a brighter financial future

With a better credit score, you can:

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Save thousands of dollars on lower interest rates

Get approved for a car loan or credit card with the best terms

Qualify for a mortgage to buy a home


Get credit for your rent payment now

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