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Add your rent payments to your credit report

RentTrack can report the rent payments you make to Ginkgo Residential to all three credit bureaus - which means you can get credit each month, just for paying rent.

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An easy way to report your rent to all three major credit bureaus

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Keep track of your progress with monthly updates on your credit score.

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There are no setup fees, and you can cancel or stop reporting any time.

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Report past payments on your current lease as far back as 24 months for a one-time fee.

*Positive identity verification, active subscription and eligibility required


How RentTrack works for Ginkgo Residential:

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Share lease

Find your lease. Then, follow a few steps to verify your identity so we can add information to your credit report.

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Sign up

Sign up for a monthly subscription.

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Get credit

With your active subscription, we'll report your rent payment to all three credit bureaus when you pay Ginkgo Residential

$4.95

per person per month


Build or rebuild your credit history with LookBack*

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Reports to:

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Choose LookBack to report past rent payments

Subscribers can pay a one-time $50 fee to report up to two years of previous rent payments at their current property.

*Active subscription and eligibility required.


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Protect yourself from the effects of a data breach

Don't leave things to chance in the current climate - stay on top of changes that affect your credit, instantly.

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Detect key changes with 24/7 instant alerts.

This is your data, and we keep you in control of it. We're doing more than catching identity theft; we'll let you know if something changes on your credit report, including:

New Credit Inquiries

New Accounts

New Public Records

Score Improvement

Late Payments

New Addresses

Credit protection is included in your monthly subscription.


$1M Identity Theft Insurance & Restoration - backed by TransUnion

Criminals can get a payday loan in your name, even file tax returns. Identity theft is a serious issue, so we're including a serious benefit.

ZERO Deductible $1M Identity Theft Insurance

Access to a Personal Case Manager

7 Year Extended Fraud Alerts

Police Reports Completed

One-to-One Guidance

100% Guaranteed Credit Restoration

Identity fraud affects millions, costing billions annually.

15.4M

US victims of fraud

$20B

total identity fraud losses

3,205

data breaches in 2023

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Stronger credit means a brighter financial future

With a better credit score, you can potentially:

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Save thousands of dollars on lower interest rates

Get approved for a car loan or credit card with better terms

Feel confident about your financial future


Get credit for your rent payment now

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